When income is anything but steady.
How do you want to track income?
Choose what works best for you. You can always change this later.
Connect my bank
Automatic — we handle it
I'll add it manually
Takes 30 seconds
Ebb never stores your banking credentials.
What's a typical month for you?
Don't worry — Ebb learns your real patterns over time. This just gets us started.
Include all sources — clients, retainers, side projects
You're all set!
Ebb works best when you're honest with it. The more you add, the better your safe-to-spend number gets.
Good morning,
Shreya
Your financial picture starts here.
Add your first income or connect your bank to see what you can safely spend today.
WHILE YOU'RE HERE
Ebb automatically sets aside 30% of every payment for taxes. You can adjust this anytime in Tax Pocket.
Good morning,
Shreya
Safe to spend today
₹24,500
Updated just now · Based on your patterns
Income received
₹68,000
This month
Expenses so far
₹31,200
This month
SMART SAVE
Good month ahead — save a little extra while you can.
Tap to see suggestion →
Set aside this month
₹8,000
Allocation
30%
Income
Adison — HerStories
Jun 1, 2026
₹45,000
ReceivedCharlie — Vitals
May 28, 2026
₹23,000
ReceivedSmart Save
Based on your income patterns
THIS MONTH'S SUGGESTION
You've had a good 3 months. Saving a bit more now will cover a slow month without touching your emergency fund.
₹12,000
Saved this month
₹4,500 / ₹12,000
37% of your monthly goal
Expenses
Insight
You spent 26% more on tools this month than your 3-month average.
Tax Pocket
We set this aside automatically
Accumulated this month
₹8,000
30% of every payment received
Current allocation
30%
Next reminder
Advance tax due — March 15
Most freelancers in India set aside 25–30%
Good morning, Shreya
SLOW MONTH AHEAD
₹14,000
Adjusted safe to spend
Based on what's come in so far, we've updated your safe-to-spend. Want to boost your savings buffer?